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Export-Import Bank of the United States

Agency Overview

The Export-Import Bank of the United States (EXIM) is the official export credit agency of the United States. EXIM is an independent, self-financing Executive Branch agency with a mission of supporting American jobs by facilitating the export of U.S. goods and services.

When private sector lenders are unable or unwilling to provide financing, EXIM fills in the gap for American businesses by equipping them with the financing tools necessary to compete for global sales. In addition, the Bank levels the playing field for U.S. goods and services going up against foreign competition in overseas markets, supporting American jobs by facilitating U.S. exports.

The Bank’s Charter requires that all transactions it authorizes demonstrate a reasonable assurance of repayment. The Bank consistently maintains a low default rate and closely monitors credit and other risks in its portfolio, and charges fees for these risks. A self-financing agency, EXIM operates at no cost to taxpayers. Since 2009, EXIM has contributed nearly $3.8 billion to American taxpayers.

EXIM provides official export credits through its loan, guarantee and insurance programs that are consistent with the Organization for Economic Cooperation and Development’s Arrangement on Officially Supported Export Credits. As such, EXIM’s export credit programs are not foreign assistance, foreign aid or grants. In rare instances, the United States government may agree to forgive foreign country debt through the Paris Club process. If debt owed to EXIM Bank is forgiven, it may be considered foreign assistance and, as a result, is reported by EXIM on foreignassistance.gov.

In 2015 and 2016 the United States government did not agree to forgive foreign country debt owed to EXIM through the Paris Club process and, as such, EXIM does not have any foreign assistance data to report.

For additional information on why EXIM is included as part of the foreign assistance portfolio, please see the FAQs section of ForeignAssistance.gov.

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